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Whatever the case, it makes no sense to have a solitary online payment service relationship.
Just as you use cash and plastic in the bricks and mortar stores, use a Pay Pal alternative wherever you can.
Available for i Phone and various Android devices (among them, the HTC One, LG Nexus 5, Motorola Moto X, various Samsung Galaxy handsets), Google Wallet has yet to hit the big time worldwide, but is among the top Pay Pal alternatives for US users.
It’s free to send and receive money from your linked bank account or from your Google Wallet balance (a 0 limit per 30 days), while credit card transactions have a 2.9% fee.
Rather than linking a card to your account, it requires linking directly to your bank account.
However, there is evidence that the crown is beginning to slip.
More and more Pay Pal alternatives are appearing, giving consumers a new way to pay, one that might be cheaper, more flexible, more reliable, with better customer service or simply offering a better way of doing things.
In addition to an i Cloud account, you’ll also need a supported card from a participating bank linked up to Apple Pay.
Again, like Google Wallet, the app supports NFC for contactless payments, and offers tools to add, remove and manage the cards you have associated with the service.
While useful for small amounts, if you regularly send larger sums you should rely on a service more suited to this.